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Maybe it was a lost bag, a canceled flight, a long delay or a medical emergency.
Covered reasons may include: sudden and unforeseen medical emergencies, if your home is made uninhabitable by fire, flood, burglary, vandalism or natural disaster, hijacking or quarantine.If a loss occurs while cover is suspended, the policy will not pay out.8 questions 10, though they are relatively flexible as long as you are getting your work done.Youre about to depart for a week-long tour of Vietnam.But when you file your lost/stolen baggage claim, you discover you wont be reimbursed for the full value of your belongings.But thats not sufficient documentation, youre told.A: Not all reasons for trip cancellation are covered.Terms and conditions (T C) The general terms best online gambling sites for usa and conditions of insurance form the basis of the insurance contract and govern the contractual relationship between the insurance company and the policyholder.Every plan has specific coverage limits for each benefit, which are outlined in the plan documents.The insurance does not come back into force until the premium is paid.Insured event, an insured event is an event that gives rise to a claim covered by the insurance policy.The following glossary therefore sets out to explain some of the key concepts.You may not need to send everything on this list, but you should submit anything you can find that helps validate your claim.Assistance, assistance is a service that provides the insured person with immediate, direct assistance in the event of a claim or an emergency.Interpreting service, the interpreting service is a 24-hour telephone interpreting service to help travellers who have problems communicating in German, English, French, Italian, Spanish, Portuguese, Turkish, Thai and Chinese.Original copies must be submitted.The insured person must report the claim to the insurance company in writing using the appropriate claim form and attaching all relevant documents.